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Engagement of Contractors to carry out capital work in schools

It is important for all schools to be aware that their School Insurance Policy specifically excludes liability arising from or in connection with construction, alteration, renovations or repair to the school buildings.

 

It is important to note that separate insurance cover is required in respect of work of this nature.

In view of the significant increase in exposure presented by such activities, it is recommended that all such work should be carried out by " bonafide " contractors, experienced in the type of work to be carried out. All contractors must have their separate Public Liability and Employers Liability insurance's in place.

Taking this approach ensures that claims arising in connection with the work dealt with under the Contractors insurance and do not therefore impact on School Insurance premiums. Confirmation that the Contractor does carry such insurance should be obtained prior to the commencement of the work.